Enable instant bank transfers, UPI payments & wallet payouts through SmartNXT's API infrastructure - built for fintechs, marketplaces, lending platforms, payroll providers, and enterprises that need to move money fast, safely, and automatically.
A payment disbursement solution that enables organisations to send money to customers, vendors, employees, merchants, or partners electronically through API integration. Companies can automate single or bulk transfers directly from their applications instead of manually processing payments. A modern payout solution supports multiple payment methods, provides live transaction tracking, and simplifies financial operations for businesses that handle frequent payments.
Businesses that pay vendors, employees, or customers regularly need a payout system that's fast, accurate, and built to scale with transaction volume.
Safe and secure API integration supporting IMPS, NEFT, UPI, and RTGS - giving you the flexibility to pick the best method depending on transaction value and urgency.
A simple way to send money instantly to verified UPI IDs, creating a modern payment experience for your customers, vendors, and partners.
Process a massive volume of payouts at once. Instead of handling transactions one by one, trigger thousands of disbursements with a single request - saving your team hours of manual work.
Ideal forGive your company the flexibility to disburse funds exactly where your users need them - directly into digital wallets, safely and reliably.
Instant API responses and webhook callbacks make it easier than ever to automate your reconciliation and keep a clear, live view of your financial operations.
This flexibility allows enterprises to select the most efficient payment option for every transaction.
Suitable for organisations managing daily settlements, vendor payments, salary disbursements, and customer refunds.
Keep your operations running smoothly and your customers satisfied with payouts that land in seconds.
Common use casesOur integrated PayIn & Payout API enables firms to collect customer payments, send instant payouts, manage settlements, run systematic reconciliation, and monitor cash flow through one unified payment infrastructure.
Whether it's one payment or one million, our API lets you pay with confidence - fast, safe, and simple.