Accept UPI, IMPS, NEFT, RTGS & wallet payments through SmartNXT's PayIn API platform - built for fintechs, payment aggregators, marketplaces, lending firms, and enterprises that need refined, real-time, automated transaction acceptance.
A PayIn API is a payment collection solution that lets businesses securely accept funds from customers using multiple financial channels with a single API integration. It automates the collection, verification, reconciliation, and real-time status updates of payments instead of manually checking them - giving customers a better transaction experience while speeding up money movement across digital platforms.
Accept payments through UPI, IMPS, NEFT, RTGS, digital wallets, and bank transfers - one connection, every channel.
Instant payment notifications via webhooks and APIs, automatically handling order processing and customer verification.
Industry-standard encryption, safe authentication, and 24/7 continuous monitoring keep your funds processed safely, every time.
Developer-friendly REST APIs with comprehensive documentation, so your team can integrate payment collection quickly and cleanly.
Our automatic reconciliation tools track incoming payments, freeing your finance team from manual matching work.
Smart routing technology works behind the scenes to maximise successful transactions and keep the experience frictionless.
Enables customers to make instant transactions through India's most preferred payment method, with seamless collection built in.
Expand payment options with our PayIn Wallet API, which lets your customers pay effortlessly with supported digital wallet solutions.
By integrating wallet payments, you're not just adding flexibility - you're smoothing out the checkout experience and making it easier than ever for your users to complete their transactions.
Our integrated PayIn & Payout API enables organisations to collect customer payments, send vendor payouts, process merchant settlements, manage fund transfers, and automate financial workflows - all from a single payment infrastructure.
Security is at the core of our payment infrastructure, ensuring that every transaction is processed with maximum protection.
Regardless of your transaction volume, our PayIn API helps you collect payments efficiently, automate your workflows, and scale your operations with confidence.